The reality of retirement living is often quite different from our dreams or expectations. This article discusses problems that many retirees may face, and some things they can do to make their retirement lives as fulfilling and enjoyable as possible.
The Federal Employees’ Retirement System (FERS) is the current retirement system for US federal civilian employees. This article discusses the benefits provided to retirees and their families under FERS, including a Basic Plan, Social Security, and the Thrift Savings Plan (TSP).
Eligibility for Civil Service Retirement System (CSRS) retirement benefits is determined by your age at retirement, your number of years of creditable service, what type of retirement you choose and in some cases, other special requirements.
The FEGLI/FEHB program covers over nine million federal civilian employees, retirees, former employees, family members and former spouses through programs that are voluntary and paid for through employee and employer contributions. This article discusses the benefits under the programs, eligibility and enrollment.
This article discusses some important tax-related issues relative to your annuity from the Thrift Savings Plan (TSP). Understanding the tax treatment of TSP payments can help you avoid costly surprises.
CSRS Offset is a version of the Civil Service Retirement System (CSRS) established for employees who have completed at least five years of civilian federal service creditable under CSRS, but who also have come under the Social Security system at some point. This article discusses benefits under this Offset program.
This article provides an introduction to the basic retirement benefits available to federal retirees and their families in the context of working with a knowledgeable financial planner familiar with federal retirement programs.
The Thrift Savings Plan (TSP) provides a savings venue for federal employees and members of the uniformed services. This article discusses some of the major considerations associated with the TSP.
Survivors and federal employees or retirees are faced with many choices and options. This article will provide you with useful information about survivors.