I HAVE QUESTIONS ABOUT FEHB

  1. FEHBDo pre-existing condition exclusions apply?  No, they do not.  Persons enrolling in the FEHB Program are not subject to pre-existing condition exclusions.
  2. Is TCC (Temporary Continuation of Coverage) similar to COBRA?  Yes it is.  COBRA is offered to individuals in the private sector.  However, like COBRA,  TCC may offer certain individuals and their family coverage to temporarily continue their FEHB after regular coverage ends.  TCC covers Federal employees and their families who lose their FEHB because of a qualifying event such as loss of employment, except for gross misconduct.
  3. Can my FEHB cover my adult child?  If the child is under 26 years of age.  The child may be 26 years old and older if the child meets the criteria for disability.
  4. What is the criteria for disability?   The child must be incapable of self-support because of a mental or physical disability that existed before age 26.
  5. How many days do new employees have to enroll?  Newly hired employees have 60 days from their entry on duty date to sign up for an FEHB plan.

If you have questions about your health coverage be sure to contact your human resources benefits office.

P. S.  Always Remember to Share What You Know.

Dianna Tafazoli

 

 

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