Medicare Myth

A common Medicare myth is that Medicare is not just for those persons 65 year of age, although it is often thought of as insurance for the aged, the elderly, senior citizens.

One common Medicare myth is that the key requirement is being 65 years of age. Individuals reaching age 65 and meeting certain other requirements qualify for Medicare, so do individuals well below the age of 65.  Younger, disabled persons including those with permanent kidney failure and end stage renal disease are also eligible for Medicare.

Many employees only think of Medicare and age 65, only to find that they have not met the requirements to receive Medicare at age 65.

Medicare generally does not pay for long-term care for help with activities of daily living, or other care that most people can do on their own.  Activities of daily living include, but are not limited to, eating, dressing, bathing and using the bathroom.

Medicare qualifications can be tricky and the benefits of the different Medicare Plans each have their unique benefits and detractions.  Learn about your options and do not take a Medicare myth at face value.