Not affiliated with The United States Office of Personnel Management or any government agency
April 24, 2024
Federal Employee Retirement and Benefits News
The monumental Postal Service Reform Act (H.R. 3076) Congress approved this week terminates the mandate that the Postal Service pre-fund its retiree health benefits expenses and requires postal …
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Even if you like your work, there are times when alphabetizing the spice cabinet would be preferable to traveling a crowded train with hundreds of sniffling passengers. You could be considering early retirement as you wobble in the car next to a guy who has biked four hours to the station.
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One of the most misunderstood components of federal retirement policy is the “lump-sum option,” often known as the “alternative form of an annuity.” Even though it is no longer widely available, many employees nearing retirement age still ask for it.
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The Federal Employees Health Benefits Program (FEHB) can aid you and your family in meeting your healthcare needs. Federal employees, retirees, and their dependents have access to the most comp…
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The postal service is unlikely to give health and pension payments.
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The Postal Service requested the emergency postage stamp price increase rate in 2013, citing the recession to justify a 4.3 percent increase.
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USPS has fallen onto difficult times, and are implementing plenty of changes and contemplating more dramatic changes… A LiteBlue ray of sunshine
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Given the brutal economic melt-down of the past years, should we prepare differently for retirement? The answer is NO. It is not that we should prepare differently for retirement, but that we should prepare always early and consistently for retirement.
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Postal Service employees should visit LiteBlue to download their FEHB (health benefits) guides for this year’s open season.
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There has been plenty of talk about health insurance premiums being on the rise with more of the financial responsibility being placed on the employee.
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Enrollment For Federal Employee Benefits The Thrift Savings Plan (TSP) no longer has an Open Season. Employees may start, stop or change their TSP contributions or participation in the TSP at any time. The Federal Long Term Care Insurance Program (FLTCIP) also does not conduct an annual Open Season. Employees can apply anytime for FLTCIP. There
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Open Season can be a very tense time for federal employees because of the many decisions to be made. Circumstances and conditions in families change and employees need to be ready to address those changes.
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Individuals charged with overseeing benefits and helping to organize benefits and health-care fairs receive information needed each year from OPM in order to make Open Season happen in their individual agencies.
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Open Season is an annual event for Federal employees. During Open Season, employees may do the following:
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Active Federal employees, retirees and their families should be on the look-out for Open Season which starts Monday, November 10, 2014 and continues through Monday, December 8, 2014
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Federal employees under the old civil service system – CSRS and the interim plan CSRS Offset had the option during two open seasons (1987 and 1998) to transfer to the new retirement system – FERS
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There are many more retirement readiness questions we could pose, but I think we have sufficient fuel to allow us to take a good look at our readiness for retirement.
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What account to withdraw from first in retirement to give us the greatest benefit.
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There are three common types of IRAs – Traditional, Roth and *Rollover. Finding the right IRA for you requires being educated about what each one offers. All IRAs are designed to help you for retirement but each has its unique features.
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There are Critical Ages that Federal Employees should be aware of. These ages represent opportunities for Federal Employees who might want to maximize their retirement benefits.
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