postal benefits



TSP Roth Withdrawals by DAVID FIELDER

TSP Roth Withdrawals by DAVID FIELDER of Postal Benefits Group

A few years ago federal and postal employees were given a Roth option within their Thrift Savings Plan (TSP); the employee cannot contribute to the TSP Read More

Postal Benefits Group: Delaying Social Security

Delaying Social Security by David Fielder of Postal Benefits Group

postal benefitWhen you’re considering your Postal Benefits – The choice of when to start drawing Social Security is significant, and Postal employees have to take several factors into consideration.  In this … Read More

Postal Benefits: The Good The Bad and The Ugly of the TSP

The Good The Bad and The Ugly of the TSP by DAVID FIELDER

There couldn’t be a better title for this article.  There are aspects of the TSP that are Good, Bad and downright Ugly.  As … Read More

Postal Benefits Group: Postponed/Deferred Retirement

Postponed / Deferred Retirement – DAVID FIELDER of Postal Benefits Group

postal benefitsWe get questions all the time about postal benefits and from postal employees wanting to retire early but do not have either the years of service or the age … Read More

USPS Has Fallen On Hard Times – Can LiteBlue Save It

USPS Has Fallen On Hard Times – Can LiteBlue Save It


The United States Postal Service is one of the largest semi-independent federal agencies in the United States, only being partially supported by tax dollars. However, just like every … Read More

Postal LiteBlue and Open Season

Postal LiteBluePostal Service employees should visit LiteBlue to download their FEHB (health benefits) guides for this year’s open season.  Open season is the annual period when employees can make changes to their health coverage or choose a new plan – this Read More

Will Spending Be The Same In Retirement?

Federal Retirement Spending Habits

Federal Retirement Spending Habits

For Federal Employees, spending will change in retirement.  Some federal retirees will spend more and some will spend less based on their individual financial situation.  It is useful to note that expenses today may not … Read More

Retiring In Less Than One Year

Retiring In One Year

Retiring In Less Than One Year

Consider the following if your retirement plans are less than one year away.

  • Is there any way that I could be indebted to my employer?
  1. If you have outstanding travel advances.
  2. Overpayment of salary that has
Read More

Records To Check Before Retirement

Records To Check Before Retirement

It is best to make certain all of your records are in place when anticipating retirement.  Tips to get in shape for retirement.

-Review your designation of beneficiary for the lump … Read More

For Federal Employees – Tips To Creating A Retirement Budget

Federal Employees and Retirement Budgets

A Retirement BudgetYou don’t have to follow any particular format for creating a budget except to measure income against expenses.  The tips below might help you get started.

  • Determine a time horizon for tracking your income and
Read More

Once Your Federal & Postal Retirement Plan Is In Place

Federal and Postal Retirement Planning

Federal and Postal Retirement PlanningAfter you put your federal retirement plan in place, the biggest challenge is implemnting it.  It takes discipline to stick to your retirement plan.  It is not a bad idea to find a person you Read More

Do You Have a Federal Retirement Individual Action Plan

Retirement Individual Action PlanBuilding your Federal Retirement Individual Action Plan (IAP) starts first with building your Financial Plan – the key element to your retirement future.  In order to achieve our collective goal of retiring with comfort and security, we must underscore the … Read More

Federal Employees – Building Your Financial Plan

Building Your Financial PlanAs a Federal Employee you may seek the advice of a Financial Planner, you need to do some homework towards building your financial plan.  The Financial Plan is a key component of your overall Retirement Planning strategy, so you can … Read More

Buy-Outs Are On The Rise

Mandatory Reduction of Workforce

Reduction of WorkforceThere has been a lot of conversation around the Federal and Private sectors about strategies to reduce payroll by cutting down the number of employees on the rolls.  The Federal sector has a mandate to reduce … Read More

Determining If A Trust Is Right For You

TrustIt seems to be the general concensus that a Last Will and Testament is an essential part of a good estate plan but Living Trusts are not as widely used nor understood.  Although many may think that probate is a … Read More

What Is A TransFERS


TransFERS retireThere was a FERS open season held back in 1987-88 and 1998, allowing employees with at least five years of Civil Service Retirement System (CSRS) service to voluntarily transfer to FERS during one of the two … Read More

Impacts of Voluntary Early Retirement (VERA)

Impacts of Voluntary Early Retirement (VERA)

Voluntary Early RetirementRetirement isn’t always voluntary.  Microsoft announced recently that it was laying off 18,000 workers.  When the Information Technology Industry (IT)  begins to lay-off workers, then the country has to get pretty scared.  IT is … Read More