Tag: todd carmack

todd carmack

The Roth TSP by Todd Carmack

Todd Carmack explains various aspects of the Roth Thrift Savings Plan.

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Getting the most out of the Thrift Savings Plan by Todd Carmack

For employees under the FERS system, the TSP is one of the best benefits to take advantage of. The TSP plan allows FERS employees matching contributions:

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Evaluating Your Life Insurance Policy by Todd Carmack

Everyone needs to evaluate their life insurance policies on a regular basis with their agent to determine if it still meets the needs that it was set up for.

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Planning for your Federal Retirement by Todd Carmack

Preparing for your federal retirement starts the day you are hired and start taking advantage of one of the greatest benefits the Thrift Savings Plan.

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Reverse Mortgages for Federal Retirees

It is important to distinguish the difference between a reverse mortgage and a regular mortgage sometimes called a forward mortgage.

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Understanding The Thrift Savings Plan, By Todd Carmack

The most important pieces of advice I can provide to employees is to make sure you are contributing a minimum Thrift Savings Plan (TSP). Todd Carmack, Arizona

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Social Security for FERS Employees by Todd Carmack

To be eligible for Social Security, you must first have worked a specific number of quarters. You will need 40 quarters to be fully insured for life. In other words, if you have worked for 10 years in jobs covered by Social Security, you can assume you are fully insured. by Todd Carmack

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Understanding Your FEGLI Coverage, by Todd Carmack

The cost or ‘premium’ paid to maintain FEGLI almost doubles every 5 years. At age 65, you may elect to reduce coverage by 2% a month for 50 months until it reaches 0, or continue to pay premiums. by Todd Carmack

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Is The Pension ‘Survivor Benefit’ Best For You? by Todd Carmack

you may be able to use the costs associated with your Survivor Benefit and purchase a life insurance policy that provides your spouse and or your heirs with a much greater benefit. by Todd Carmack

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