How Ready Are You For Retirement?

Ready Are You For Retirement?• Have you quantified your financial objectives?  In other words, have you estimated how much money you will need to live the life you desire in retirement?

• Have you saved enough in your TSP Account?

• For Postal Employees … Read More

Will Spending Be The Same In Retirement?

Federal Retirement Spending Habits

Federal Retirement Spending Habits

For Federal Employees, spending will change in retirement.  Some federal retirees will spend more and some will spend less based on their individual financial situation.  It is useful to note that expenses today may not … Read More

Records To Check Before Retirement

Records To Check Before Retirement

It is best to make certain all of your records are in place when anticipating retirement.  Tips to get in shape for retirement.

-Review your designation of beneficiary for the lump … Read More

Understanding The Thrift Savings Plan, By Todd Carmack

Understanding The Thrift Savings Plan, bTodd Carmack

TSP thrift savings plan

The TSP is the Federal Government’s retirement account

If I asked 20 federal employees, “How much does the government match for TSP contributions?” I would get several different answers.  The Read More

The Senate Salutes Federal Employees

Senate Salutes Federal EmployeesWell, not the entire Senate, yet.  Ben Cardin (D-MD) and Brian Schatz (D-HI) recently introduced a bill called the Federal Adjustment of Income Rates (FAIR) which would give federal employees a 3.3 percent pay raise in 2015.  The proposed … Read More

Understanding Federal Employees’ Retirement System (FERS) Better

FERSThe retirement benefits for those who entered covered service with the United States Government on or after January 1st, 1984, are referred to as FERS (Federal Employees Retirement System). The Federal Employees’ Retirement System FERS is a complex, three-tiered retirement

Read More