Four Early Retirement Options Federal Workers Are Using to Leave Their Jobs Sooner and Happier

Key Takeaways
Federal workers have multiple early retirement options that cater to different career paths, needs, and financial situations.Planning ahead with a clear und…
Dental and Vision Insurance Options That FEDVIP Members Are Calling the Best Value Yet

Key Takeaways: FEDVIP offers dental and vision insur…
Medicare or FEHB First? Your Entire Retirement Budget Could Depend on This Choice

Key Takeaways
Deciding whether to enroll in Medicare first or maintain FEHB as your primary coverage directly affects your out-of-pocket health
5 Things You Should Expect If You’re Planning to Retire Under CSRS in the Next Few Years

Key Takeaways
CSRS retirees enjoy a generous pension, but you need to plan for changes in healthcare costs and Social Security offsets.With limited time left to retire under CSRS, …
How Military Buybacks Are Helping Veterans Secure Bigger Federal Pensions While Retiring Sooner

Key Takeaways Military buybacks allow veterans to count their years of service toward federal civilian retirement, increasing their pension benefits and enabling earlier retirement.
Is Your TSP Too Safe—or Too Risky? Here’s Why 2025 Could Be the Time to Rebalance

Key Takeaways
The Thrift Savings Plan (TSP) is a valuable retirement tool for public sector employees, but failing to rebalance your portfolio could leave you exposed to unnecessary risk—or insufficient gr…
Roth IRA and 401(k): Differences and Benefits for Beginners

Key Takeaways
Understanding the differences between a Roth IRA and a 401(k) is essential for making informed retirement savings decisions.This guide explores the key differences and benefits of both retirement accounts for beginners.
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Why Some Government Retirees Regret Not Choosing the Survivor Annuity

Key Takeaways
Choosing the survivor annuity option during retirement can significantly impact your spouse or loved one’s financial future, especially if you pass away first.Some retirees re…
Dental Coverage Options for Federal Employees: What FEDVIP Members Are Choosing Most Often

Key Takeaways: Dental coverage is a valuable part of federal employees’ benefits, with FEDVIP offering comprehensive options tailored to a variety of needs.Understanding wh…
The FEHB-Medicare Combo Is Powerful—But Only If You Time Enrollment Correctly

Key Takeaways
Proper timing of Medicare Part B enrollment is crucial if you want to avoid lifelong penalties and get the most value from your FEHB plan.The FEHB-Medicare combination can reduce ou…