July 5, 2021 / by AGT ADMIN
The right dividend stock can be an excellent addition to your retirement fund. Stable companies with high dividend yields can meet your investment income needs while allowing you to sleep well at night. These are two of the most significant...
July 4, 2021 / by rick viader
You're not alone if you’re worried about not having enough savings for a well-situated retirement. 70 percent of Americans are concerned about this as well. People understand the importance of saving, but the details get hazy from there. How much...
July 3, 2021 / by aaron steele
When one spouse starts receiving Social Security benefits, it can have a considerable impact on the benefits of the other. Social Security is one of those subjects that elicits strong feelings on both sides of the debate. One party believes...
July 2, 2021 / by AGT ADMIN
The $11 trillion in conventional individual retirement accounts (IRAs) amassed by Americans is a phantom. Greg Hammer, founder of a wealth advisory company in Schererville, Ind., advises clients with money in traditional IRAs not to get too attached to their...
July 1, 2021 / by AGT ADMIN
401(k) retirement savings accounts have many benefits, including matched benefits and hefty contribution limits. However, not all workers in private employment enjoy the great benefits that come with these accounts. Some employers do not have the resources to maintain 401(k)...
June 30, 2021 / by AGT ADMIN
Twenty-four percent of persons aged 65 and above live in families that rely on Social Security payments for 90% or more of their income, as reported by the AARP Public Policy Institute. With an average monthly payout of $1,523, retirees...
June 29, 2021 / by AGT ADMIN
For many workers and retirees, it’s a delicate balance between wanting to live comfortably and wanting to leave something behind for loved ones. Which assets do you use to live in retirement? Which do you save to pass down? Considering...
June 28, 2021 / by AGT ADMIN
Are you interested in seeing how your long-term savings are compared to the average? We have the answer. You probably already know that it's very important to save for retirement, but if you didn't, here's a gentle but vital reminder....
June 27, 2021 / by AGT ADMIN
In the United States, the divorce rate is decreasing but not for people in all age groups. A recent study found that the divorce rate among residents at least 50 years old has increased by almost 100% over the last...
June 26, 2021 / by AGT ADMIN
The U.S legislative arm of the government is once again reviving some old discussion that could mean drastic changes in the mode of investment of TSP savings for all federal workers. Some of the bills that Congress has revived have...
June 25, 2021 / by AGT ADMIN
For most people, a 401(k) is an excellent way to save for retirement. Because your employer maintains it, it's incredibly simple to utilize. In addition, it comes with significant tax benefits. Your employer may even offer you free money to...
June 24, 2021 / by AGT ADMIN
As many workers close in on their retirement ages, they are carried away with the assumption of financial freedom upon retirement after decades of saving for it. They make calculations after calculations of retirement expenses for hobbies and vacations in...
June 23, 2021 / by AGT ADMIN
Death is inevitable, yet no one can correctly predict when they will die. Hence why having a life insurance policy should be an essential part of your long-term financial planning. Life insurance was designed to pay a lump sum to...
June 21, 2021 / by AGT ADMIN
Life is a strange notion when you really think about it - we’re thrown into this world, forced to grow up and learn, work through most of our adult years, and then only really have full freedom during retirement. This...
June 20, 2021 / by AGT ADMIN
You don’t need to win the lottery to get your million-dollar jackpot. There's a much easier method to get closer to the million-dollar milestone than waiting and yearning for the winning lotto numbers. It's called a Roth IRA, and it...
June 19, 2021 / by AGT ADMIN
As a tax professional or financial advisor, you have a responsibility to understand the full retirement journey, especially considering the tax advantages that can make the difference between a comfortable retirement and…well, everything falling apart. As ...
June 18, 2021 / by AGT ADMIN
While some people certainly invest in the stock market for fun, most people are simply trying to build a nest egg for retirement. With all the uncertainty in the world, it’s good to know that there’s a sum of money...
June 17, 2021 / by AGT ADMIN
The coronavirus pandemic and the accompanying recession have continued to hit the finances, lifestyle, and actions of common Americans. A recent Freedom Debt Relief (FDR) survey showed a shift in consumer behavior with possible long-term impacts. While we have made significan ...