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March 28, 2024

Federal Employee Retirement and Benefits News

Federal Retirement Articles




Three Best Dividend Stocks to Invest in for a More Secure Retirement

The right dividend stock can be an excellent addition to your retirement fund. Stable companies with high dividend yields can meet your investment income needs while allowing you to sleep well at night. These are two of the most significant...

Five Facts About Retirement You Might Find Hard to Believe Sponsored By:Rick Viader

You're not alone if you’re worried about not having enough savings for a well-situated retirement. 70 percent of Americans are concerned about this as well. People understand the importance of saving, but the details get hazy from there. How much...

When Should a Married Couple Avoid Putting Off Social Security Benefits? Sponsored By:Aaron Steele

When one spouse starts receiving Social Security benefits, it can have a considerable impact on the benefits of the other. Social Security is one of those subjects that elicits strong feelings on both sides of the debate. One party believes...

Should You Make a Roth IRA Conversion?

The $11 trillion in conventional individual retirement accounts (IRAs) amassed by Americans is a phantom. Greg Hammer, founder of a wealth advisory company in Schererville, Ind., advises clients with money in traditional IRAs not to get too attached to their...
Public Sector Retirement Education - PRSE - Savings Tips for Workers Who Are Close to Retirement

Alternatives to 401(k) Savings Plan for Financial Freedom After Retirement

401(k) retirement savings accounts have many benefits, including matched benefits and hefty contribution limits. However, not all workers in private employment enjoy the great benefits that come with these accounts. Some employers do not have the resources to maintain 401(k)...

17 Ways to Make do With Just a Social Security Check

Twenty-four percent of persons aged 65 and above live in families that rely on Social Security payments for 90% or more of their income, as reported by the AARP Public Policy Institute. With an average monthly payout of $1,523, retirees...

Using Assets Wisely in Retirement – Estate Planning

For many workers and retirees, it’s a delicate balance between wanting to live comfortably and wanting to leave something behind for loved ones. Which assets do you use to live in retirement? Which do you save to pass down? Considering...

Are You Ready to Find out the Average IRA and 401(k) Balance?

Are you interested in seeing how your long-term savings are compared to the average? We have the answer. You probably already know that it's very important to save for retirement, but if you didn't, here's a gentle but vital reminder....

Step-by-Step Guide on Claiming Social Security Benefits from an Ex-Spouse

In the United States, the divorce rate is decreasing but not for people in all age groups. A recent study found that the divorce rate among residents at least 50 years old has increased by almost 100% over the last...

U.S Lawmakers Revive Old Debate on TSP Investment. What Does This Mean for the Participants?

The U.S legislative arm of the government is once again reviving some old discussion that could mean drastic changes in the mode of investment of TSP savings for all federal workers. Some of the bills that Congress has revived have...

Three Cons of (Entirely) Relying on a 401(k) for Retirement

For most people, a 401(k) is an excellent way to save for retirement. Because your employer maintains it, it's incredibly simple to utilize. In addition, it comes with significant tax benefits. Your employer may even offer you free money to...

Strong Points to Consider before Calculating Retirement Finances

As many workers close in on their retirement ages, they are carried away with the assumption of financial freedom upon retirement after decades of saving for it. They make calculations after calculations of retirement expenses for hobbies and vacations in...

How You Can Leverage Life Insurance to Secure Your Financial Future

Death is inevitable, yet no one can correctly predict when they will die. Hence why having a life insurance policy should be an essential part of your long-term financial planning. Life insurance was designed to pay a lump sum to...

Continuing Work After Retirement – Uncovering Your Options

Life is a strange notion when you really think about it - we’re thrown into this world, forced to grow up and learn, work through most of our adult years, and then only really have full freedom during retirement. This...

How a Roth IRA Can Help You Become the Millionaire Next Door

You don’t need to win the lottery to get your million-dollar jackpot. There's a much easier method to get closer to the million-dollar milestone than waiting and yearning for the winning lotto numbers. It's called a Roth IRA, and it...

Making the Most of Tax Breaks in Retirement

As a tax professional or financial advisor, you have a responsibility to understand the full retirement journey, especially considering the tax advantages that can make the difference between a comfortable retirement and…well, everything falling apart.    As ...

Improving Your Retirement with Three Funds

While some people certainly invest in the stock market for fun, most people are simply trying to build a nest egg for retirement. With all the uncertainty in the world, it’s good to know that there’s a sum of money...

Most Americans Are Still Struggling Financially Due to the Pandemic, Survey Finds.

The coronavirus pandemic and the accompanying recession have continued to hit the finances, lifestyle, and actions of common Americans. A recent Freedom Debt Relief (FDR) survey showed a shift in consumer behavior with possible long-term impacts. While we have made significan ...

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