One of the many questions retirees and seniors are being asked this holiday is – Do You Have the Right Medicare Plan? Frankly that is a question that can only be answered by the participant. There are a number of things each of us should outline in terms of need. What are my immediate or potentially long-term health issues and what plan seems to answer those needs best is how you decide on the right Medicare plan.
What fits your spouse or your neighbor may not necessarily be right for you. Talk to your health care provider who should be a partner in taking care of your health care needs. Your health care partner and you should have conversations about preventive health, prescription drugs, and many other matters that impact your health.
Therefore, it is not just a matter of choosing a Medicare plan, but more or less – what kind of plan best fits your needs not only now but your future needs. Being a Federal retiree you are very privileged that you don’t have to look for a Medicare supplement. Your FEHB is a very important part of taking care of your health. Being able to transport your Federal health insurance into retirement is one of the best gifts you will ever receive. You get to keep your coverage and pay the same low cost premiums as you did when you were an active employee.
Along with your FEHB and Medicare, you should be able to assess your needs against the various plans offered via Medicare to select a plan that is right for you. Together Medicare and your FEHB will be enough coverage to outlast you.
P. S. Always Remember to Share What You Know.