The TRICARE Fact Sheet Can Help You Choose the Best Dental Plan
Do you want to make the most of your TRICARE dental coverage? Remember that dental coverage differs from TRICARE’S medical care, so it’s essential to understand the difference between plans. To learn more about each dental plan and if you qualify, check out the TRICARE Dental Options Fact Sheet.
This fact sheet is a tool that will help you see which dental coverage plans are available. So, use it to make the best choice for your dental health.
Here’s a breakdown of what the fact sheet highlights.
1. Active Duty Dental Program (ADDP)
ADDP offers civilian dental treatment to active duty service members. United Concordia Companies, Inc. (United Concordia) manages the program both within the continental U.S. (CONUS) and outside (OCONUS). If you’re outside the U.S., you must be remotely situated and registered in TRICARE Prime Remote Overseas. ADSMs in the CONUS are eligible for care under the ADDP if they are either referred by a military dental facility or remotely located. That means you live and work at least 50 miles away from a military dental clinic.
Check out the ADDP part of the fact sheet for more information on eligibility, obtaining care, and other topics.
2. TRICARE Dental Insurance Program
United Concordia administers the TRICARE Dental Program (TDP), a voluntary premium-based coverage. TDP is available both domestically and internationally. TDP is not available to ADSMs. Who qualifies? You can join TDP if you are a family member of:
i. an active-duty military member
ii. a National Guard, or
iii. a Reserve member.
TDP, as described in the TRICARE Dental Options Fact Sheet, provides complete coverage for most dental services. However, to obtain coverage, you must enroll in TDP. Check out the fact sheet for additional information on enrollment choices and prices.
3. Federal Employees Dental and Vision Insurance Program (FEDVIP)
FEDVIP is another optional program. The U.S. Office of Personnel Management (OPM) is in charge of it. FEDVIP is available for the following:
i. Retirees and their eligible dependents
ii. Retirees from the National Guard and Reserve
iii. Certain surviving spouses
iv. Medal of Honor recipients and their qualifying family members
FEDVIP offers a wide range of plan alternatives from various dental carriers.
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Mickey Elfenbein specializes in working with Federal Employees relative to their retirement benefit plans, FEGLI, TSP, Social Security and Medicare, issues and solutions. Mr. Elfenbein’s mission is to help federal employees to understand their benefits, and to maximize their financial retirements while minimizing risk. Many of the federal benefit programs in place are complicated to understand and go through numerous revisions. It is Mr. Elfenbein’s job to be an expert on the various programs and to stay on top of changes.
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