August 16, 2021 / by AGT ADMIN
Preparing for retirement is the goal of everyone who has the wits to plan for the future. However, setting up a personal retirement plan and sticking to it can be a monumental task. Thankfully, several tools can help you achieve...
August 14, 2021 / by aaron Steele
The thrift savings plan (TSP) is arguably the most extensive contribution plan available. It is the go-to plan for Americans who want a secure and dependable retirement plan. For many years, federal employees have trusted the TSP with their...
August 13, 2021 / by Brad Furges
Saving for retirement will always be the right thing to do. A thrift savings plan is one of the most secure retirement plans a federal employee can employ in saving towards retirement. The TSP is one of the three...
August 12, 2021 / by Rick Viader
The Thrift Savings Plan is a contribution plan designed for retired and active staff of the US federal civil service & uniformed services. It is currently the most extensive defined contribution plan globally, relied upon by its users for a...
August 11, 2021 / by AGT ADMIN
Typically when people hear about fixed annuities, they usually think of retirement. But you can do so much more with annuities. It can come in handy if you want to give money to charity, delay your Social Security, or leave...
August 10, 2021 / by AGT ADMIN
Deciding the ideal time to claim Social Security benefits may seem easy, but it can be nerve-wracking, especially since it’s permanent. If you file for your claim at age 62, your monthly benefits would be 72% lower than if you...
August 9, 2021 / by AGT ADMIN
By now, there’s no doubt that many people acknowledge the 401(K) plan as a powerful retirement savings vehicle. It offers benefits synonymous only to free money amongst others. Despite the importance of 401(k), some people do not know about owning...
August 6, 2021 / by AGT ADMIN
Retiring as a millionaire isn't as out-of-reach as it may appear. With a bit of saving, investing, and planning, you might be well on your way to a million dollars – or more – by the time you hit retirement...
August 5, 2021 / by AGT ADMIN
A 401(k) plan is among the best plans for your retirement savings, and it will give you more money in the future. Your employer sets one up and then matches your contributions to keep it full of money that can...
August 4, 2021 / by AGT ADMIN
Choices are what make up the entirety of life as federal or state workers approach their retirement period. Issues, such as decisions about the best retirement date, determining when to start filing for Social Security, and agreeing on how much...
August 3, 2021 / by AGT ADMIN
There are challenges at every stage of life, whether you’re trying to work out your life, raising a family, growing your career, or preparing for retirement. But while each life stage may be unique, it is essential to ensure that...
August 1, 2021 / by AGT ADMIN
There are several options to choose from when buying a life insurance policy, so much so that it can be confusing to decide which one is right for you. Indexed life insurance is one of the options you’ll be offered....
July 31, 2021 / by AGT ADMIN
There are currently over 84,000 TSP millionaires. This figure consists of retired as well as active federal workers. The figure is especially impressive since the number of TSP millionaires before March 2020 was 27,212 TSP. That figure is even more...
July 30, 2021 / by AGT ADMIN
Most life insurers have redesigned their permanent life insurance products due to the new calculations introduced via the Consolidated Appropriations Act, 2021 (H.R. 133). While the Act was mainly about spending and the stimulus check, it also included a provision...
July 29, 2021 / by AGT ADMIN
Millennials are both the most educated and ethnically diverse generation in the history of the United States. Unfortunately, they may also be the generation that's most unprepared for retirement. The Center for Retirement Research at Boston College compared millennials born...
July 28, 2021 / by AGT ADMIN
In your retirement savings plan, a 401(k) can be a useful tool. If you constantly take full advantage of its benefits, you should be in good shape when you reach your golden years. Employers who provide such accounts will be...
July 27, 2021 / by AGT ADMIN
Millions of Americans rely on pension plans to maintain track of their hard-earned benefits to ensure a comfortable retirement. However, investigations conducted by the United States Department of Labor in 2020 revealed that more than $1.4 billion in retirement benefits...
July 26, 2021 / by AGT ADMIN
Question: I'm a 27-year-old with a major investment dilemma. At my job, the firm matches 401(k) contributions up to 9 percent, which is excellent because I contribute enough to qualify for the match. I have around $60,000 in my 401(k). I...
