Retire Well – FEHB

Federal Employees Health Benefits (FEHB)

We will talk more about FEHB in future posts as it is a very important feature in preparing to live well in retirement.  Emphasis here is placed on eligibility to transport your FEHB into retirement.

Because you are a federal employee does not automatically qualify you to transport your FEHB into retirement. Make sure to check the qualifications and determine if you are eligible.  You must meet the five year coverage provision in order to realize the benefit of your FEHB in retirement.

• Also Read: Choosing L Funds vs Individual Funds: Best Practices for Public Sector Retirement
• Also Read: COBRA vs Immediate FEHB Continuation: Comparing Public Sector Health Choices
• Also Read: COLA Rules for FERS and CSRS: What Public Sector Retirees Need to Know in 2026

It always pays to never accept any provision without asking questions. Doing a bit of research and seeking additional information or the help of an expert is always a good idea.  If a federal employee becomes ill before achieving the 5 year qualification to transport FEHB into retirement is he or she a most unfortunate employee?

Perhaps, not.  Under exceptional circumstances the Office of Personnel Management (OPM) has the leverage through an Act of Congress to waive the 5-year requirement.  It always pays to ask questions and seek additional information. Great resources for further information are the links included in this article.

P. S.  Always Remember to Share What You Know. 

Postal employees access your FEHB through liteblue.usps.gov