Windfall Elimination Provision (WEP)
The Windfall Elimination Provision applies to federal workers if they reached age 62 after 1985 or became disabled after 1985.
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Social Security – Background
~~SOCIAL SECURITY-BACKGROUND As we continue building our laundry list of things we need to know and do in order to prepare to retire well, Social Security is a major item on our list. The Social Security Act was signed on August 14, 1935 some 15 years after the Civil Service came into being on August
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How To Retire Happy
~~HOW TO RETIRE HAPPY The first step to making sure you are happy in retirement is to understand that YOU MATTER. Many of us subconsciously define ourselves by our jobs and job titles. When those things no longer exist, we may begin to wonder about the significance of our lives and our future. It is
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Tips For Staying Healthy
~~Tips for Your Health Often time retirees find that a great portion of their social life has been left in the office. You spend the majority of your waking hours at work and as a result you spend most of your time with your work family. But when you retire, that work family does not
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Federal / Postal Retirement Planning Report Card
Your Retirement Planning Report Card, however, is far more important than if you got an ‘A’ in your Social Studies class. This Report Card will truly impact the rest of your life.
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Income Sources for Federal and Postal Retirees
Sources of Income for Federal and Postal Retirees The majority of retirees will get income from a number of sources. However, the only sources they can really depend on are –certified – sources of income. What are certified sources of income? Income that you know will be there – Social Security, Employee Pension Plans and other
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Quiz for Federal and Postal Retirement
If you took a retirement readiness quiz how ready do you think you would be? If you find that you have already completed a task, then you are a STAR.
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Plan for Pre-Retirement Debt Reduction
There are a lot of things we want to take into retirement with us, but one thing we want to leave behind is HEAVY DEBT
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Plan Building: How Do I Get Started?
~~HOW DO I GET STARTED WITH A PLAN? By now you are probably asking – How do I get started setting goals that are SMART and putting a plan into action? You get started by first simply writing down what you desire your retirement picture to reflect. Write down your goals, evaluate and analyze them
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Retirement Plan for Federal and Postal Employees
Your Federal and Postal Retirement Plan – Will It Work How do you know if your retirement plan is a good one and if it will work? Think about the strategies below: • Your overarching goals for retirement are outlined (stay flexible). • You have clearly written down all of your financial goals for retirement • Are
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Financial Plan for the Federal and Postal Employee
What is a financial plan? It is a thought process of what is important to you and what is required for your life in order to make your dreams a reality.
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Building A Flexible Federal Employee Retirement Plan
One of the most important components of the plan is flexibility. Life changes, people change, and as we know – the world and what makes it run – the economics of supply and demand – impacting the way we live also changes.
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An Economically Changing World
The world is changing. We face more economic challenges today than the majority of the current workforce has ever witnessed.
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More About FEGLI – FEGLI Option C
FEGLI Option C In previous articles we discussed Basic insurance and Options A and B and various FEGLI rates. Now let’s talk about the third option under the Federal Employees Group Life Insurance – Option C. Option C is Family Insurance. As with Options A and B, Option C’s premiums are also based on age. Coverage continues
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FEGLI – Option A Standard
The Federal Government offers 3 other insurance options and we’ll discuss each in separate posts. Let’s begin with Option A- Standard Insurance.
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FEGLI – Some Basic Facts
Know the facts about FEGLI, as life insurance is a very important part of the planning process to RETIRE WELL.
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Let’s Talk FEGLI
Federal and Postal Employees are offered a number of great benefits to help them take care of themselves and their families. FEGLI is one of the best.
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Information: Take It One Step At A Time
It is our aim to contribute and share what we know to help you retire well.
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Additional Information on FEHB
Many retirees will have a critical decision to make about their Health Benefits moving into retirement and whether or not they should transport their FEHB coverage.
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Five-Year Rule Flexibility – When Can It Be Waived?
The five-year rule for transporting your FEHB into retirement is not necessarily a hard and fast rule.
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