TSP stands for “Thrift Savings Plan” which is one of the most essential retirement plans offered to federal employees. It’s similar to the 401(k) plan in nature and one of its competitive advantage is that the FERS eligible employees receive automatic contributions to it.


Mistakes People Make While Picking the Best Date to Retire

One of the most common realities of retirement is that you have the responsibility of picking the best date to retire. You may seek help in deciding when you will opt for FERS retirement. To help you out, we … Read More

Limits of Thrift Savings Plan in 2017

The limits of thrift savings plans in 2017, one of the most popular programs in the U.S. are mentioned here. It will help people to increase or decrease their contributions for the said year.  This information is vital for … Read More

Learning about L Funds by Todd Carmack

Todd Carmack discusses L funds and retirement 

The L Funds (Lifecycle funds) became part of the TSP allocation options in August 2005.   The objective of L funds is to provide a balance between risk and return combined with … Read More

Taxes and Your TSP by David Fielder

Taxes and your TSP by David Fielder

tsp by david fielderYou’ve heard the old saying “The Devil is in the details”, well the TSP is a great example of that.   If you go to the TSP.gov website there are thousands of pages of … Read More

The Roth TSP by Todd Carmack

Todd Carmack talks about the Roth TSP


Todd Carmack discusses TSP options.

Having the privilege of helping so many federal employees, it amazes me just how few people are taking advantage of the Roth Thrift Savings Plan, a simply

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Getting Started Early for a Successful Retirement by Kevin Wirth

Kevin Wirth Explains How to Get Started Early for a Successful Retirement

Kevin Wirth

Kevin D. Wirth – Retirement Expert

Nearly everyone dreams about the day they can retire. Regardless of whether you plan to hike in the mountains, relax on the … Read More

Investment Fees Cutting Down on Retirement benefits of the Millennials

The Millennial Generation is often encouraged to invest more towards retirement benefits in order to get higher benefits when they retire. But things don’t seem to be as simple as that. A recent analysis has revealed that a lot of … Read More

Federal Employees Need Retirement Help: Survey

A recent survey has revealed that most of the government employees need a lot of help in learning about their retirement benefits. They need someone to guide them on their finances so that they can have a … Read More

TSP Numbers Are Better Again

When the Thrift Savings Plan (TSP) numbers were in a bad shape in the beginning of 2016, most people did not expect them to improve too soon. The numbers were positive in the month of March and now the latest … Read More

Are you a TSP user? Here is everything you need to know

The Thrift Savings Plan, more commonly known as TSP is one of the most used and probably the greatest investment programs available to the federal employees and retirees. In this article, we intend to cover all the … Read More

TSP Board May Need More Funding

The Thrift Savings Plan, or TSP Board may need more funding for the fiscal year 2016. The main reasons behind it are the cyber security upgrades and the external audits. Another reason is due to the increasing membership. The board … Read More

Know the actual value of a FERS and TSP annuity

When we say that the majority of the federal officers will not have a million dollars (or more) in their TSP Accounts when they retire, we back our statement with facts. Researchers have revealed that only .5 percent of all … Read More

Private sector studied by the TSP board for insight in cybersecurity

The office of Enterprise Risk Management of the Federal Retirement Thrift Investment Board has been in operation for around 3 years now and they have been really busy since their inception. Currently, they have decided to study the private sector … Read More

TSP Funds Show Positivity in March 2016

The TSP funds, which are a preferred retirement saving option of the federal employees has been far too close to the red line. The investors have been waiting for some good news since last 3 consecutive months. The hope of … Read More

TSP Board to Develop Best Cyber Security and Risk Management Procedures

The Office of Enterprise Risk Management of Federal Retirement Thrift Investment Board is studying the loopholes in its cyber security and getting inspired from the private sector to ensure that no TSP data is leaked ever again. Unfortunately, a data … Read More

Is TSP all that good?


The TSP is the Federal Government’s retirement account

TSP or the Thrift Savings Plan is one of the well-reputed retirement plans in the country at the moment. With a very low administrative fee that charges only .029 percent of the … Read More

TSP Withdrawal vs. Interfund Transfers and Contribution Allocations

TSP Withdrawal vs. Interfund Transfers and Contribution Allocations


TSP withdrawal vs Performance

(photo – tsp.gov)

A lot of federal employees make a TSP withdrawal right after separation from service, because that’s when they tend to find out that their investment isn’t doing as … Read More

How Do TSP Investments Compare? by Paul Kalra

Paul Kalra

Paul Kalra is a financial planner and federal retirement expert in Lake Forest, California.

TSP Investment Advice from Paul Kalra

Despite the roller coaster stock market over the past few years, it seems that, on average, the account balances in

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American Savings Act Supporting a system like TSP is a bad idea

TSPThrift Savings Plan or TSP has gained a lot of popularity over the years. The primary benefit of the Thrift Savings Plan is its low cost.  If you have been a fan of this plan that you may want to … Read More