Federal and Postal Employee – Retirement Goal Setting

Retirement Goals

The importance of constructing a PLAN for moving into retirement with comfort and security cannot be overstated.  You should have a laundry list of goals as you ready yourself to retire well. Constructing a plan, managing your TSP account, making sure you’ve run a Benefit Analysis BEFORE retirement is also incredibly impactful on the whether or not you will reach your retirement goals.

Goals are all very individual and personal.  They are also meant to guide us in making your plan real and making it work.  Even though they are highly individual and personal, there are core criteria common to setting goals.

Goals must be achievable;  they should also have a time horizon.  If you set a goal, then you should also entertain a time by which the goal can be realized.

Goals should be flexible.  There is nothing wrong with having to move the goal post either closer or farther away.

Goals should be defined with the ability to track or evaluate progress.

Essentially, GOALS shoudl be; SPECIFIC, MEASURABLE, ATTAINABLE, REALISTIC and TIME RELATED.

Often when we think about life and living, putting something down on paper escapes us.  We think about setting goals at work and linking time horizons to those goals.  On the other hand, we fall significantly short when it comes to setting goals for our lives.

For the average worker – WORK – is business.  In order to place the same importance on our lives, it might be advantageous to think of facing the challenges and opportunities of retirement as the BUSINESS OF OUR LIVES.

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