For many people, it is just never the right time to start planning out your retirement. There are just too many things going on, such as work, family, and daily obligations that are keeping you from getting things planned, even when you are at the retirement age.
Either way, at some point, you are going to have to make time to plan your retirement. It is frequently recommended that you should start planning at least a year before you retire, but we all know how life can sometimes be with changing what we plan. So if you find yourself with less time to plan things due to an unplanned retirement decision, you will need to still plan ahead. No matter how much time you might have, if done smartly, it can be well worth your while during retirement.
The very first thing you will want to do is to join a pre-retirement seminar. These seminars tend to be scheduled many times throughout the year by agencies. They can be done in-house or with consultants. If you are not able to attend any of these seminars, you may need to enroll in one that is outside of your employers’ offerings. Sometimes, your employer will even cover the cost.
Attending this seminar can help you get the information you need to make your decisions as you get ready to retire, such as reviewing your Official Personnel Folder. The information you will be provided in this counseling seminar will help you transition into retirement with peace of mind and with more confidence.